Best Petrol Cashback Credit Card in Malaysia for year 2020

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In Malaysia, there are many banks providing different type of credit card with various of cashback benefit on their credit card. If you are looking the credit card where you can get the maximum cashback purely for petrol usage. Below are the few best petrol cashback credit cards which I personally recommend you can consider.

Annual Fee: Lifetime fee waiver
Minimum requirement: RM24,000 per annum
Benefit:
  • 5% Cash Rebate on fuel and non-fuel purchase at Petron station.
 Total Monthly Retail Purchase at Petron Service Stations (RM)    
 Cash Rebate Tier (%)
 < 100
 0.5
 100 - 200
 1.0
 200 - 500
 2.0
 500 - 800
 3.0
 > 800       
 5.0
  • Cashback cap is RM50 per month
  • Unlimited Cash MegaBonus of 0.1% on other local and overseas retail purchases
Downside:
  • PETRON Station Only

Annual Fee: Lifetime fee waiver
Minimum requirement: RM30,000 per annum
Benefit:
  • 8% Cash Back for spending at PETRONAS stations on Saturday & Sunday
  • 1% Cash Back for spending at PETRONAS stations from Monday till Friday
  • Cashback capped at RM50 per month
Downside:
  • PETRONAS Stations Only

Annual Fee: Lifetime fee waiver
Minimum requirement: RM30,000 per annum
Benefit:
  • 5% Cashback on weekends with Maybank 2 American Express Card (Most of the petrol station can accept American Express)
  • Cashback capped at RM50 per month
  • 5x TreatsPoints for spend on weekdays with Maybank 2 American Express Card
  • 1x TreatsPoint for spend on Maybank 2 Mastercard / Visa Card
Downside:
  • Maybank 2 Mastercard / Visa Card don't give cashback
  • 5% Cashback will not be awarded for spend on E-wallet reload, weekday and government bodies and utilities on weekends

Annual Fee: First year: Free ; Subsequent years: RM550 (Annual fee waived for subsequent year with minimum spend of RM30,000 per annum)
Minimum requirement: RM70,000 - RM100,000 per annum
Benefit:
  • 5% Cashback for all Petrol & Groceries (domestic only) everyday
  • Cashback capped at RM88 per month
  • 1 TreatsPoints for every RM1 spent locally
  • 5 TreatsPoints for every RM1 spent overseas
Downside:
  • High income requirement
  • Not free for life annual fee, need high yearly spending to get annual fee waiver
  • No TreatsPoints for Government bodies, E-wallet Reload, petrol & groceries

A kind advice: If you cannot afford to make full payment for the credit card statement  every month, you are not advisable to use credit card. As you will become a bank slavery where you are working your life to pay the high interest charged on you credit card usage.

Last, all credit cards is just a facility to help us to do out daily payment more convenient as we don't need to bring huge amount of cash in wallet each time when go out. But make sure you pay full settlement on each month credit card statements to avoid the high interest charges.

If you feel there are better petrol cashback credit card which I had missed, feel free to tell me via comment below, so I could add in to let more people know.
Location: Malaysia

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